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What you need to know when buying a second property

In 2018-2019 some 772,000 households reported that they also owned a second property, up from 572,000 in 2008-2009. There are many reasons to have a second home such as a holiday retreat, long term investments or even just a place to live in during the week when at work. Whatever the reason, there are things that need to be considered when looking at buying a second property and we will take a look at these considerations here.

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Air heat pump beside house

The Ins And Outs Of Heat Pumps

Heat pumps are a hot topic at the moment, especially with the Government’s boiler upgrade scheme giving grants of up to £6,000 for those upgrading their current boilers to these lower carbon heating systems, but what are they? In this article we will take a look at heat pumps in more detail.

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Businessman and wooden blocks with the word Stamp duty and house. Taxes assessed during the transfer of real estate between two parties. Buying housing and land. Property. Stamp Duty Land Tax/ SDLT

How is Stamp Duty calculated?

How is Stamp duty calculated throughout the UK and what can you expect to pay.

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Home Reversion Plan vs Lifetime Mortgage

As you get older there comes a time when you feel it might be right to do something more with the equity in your home than just leave it there. You might have dreams of sun-drenched holidays, maybe buying that sports car you’ve always wanted or even buy a small villa in a sun soaked part of the world where you can elope to during those cold winters. Whatever you want the money for, it’s no good to you as bricks and mortar. As such you might well be looking at releasing some of the equity in your home and in this article, we will walk you through the two most common ways of releasing equity: Lifetime Mortgage and Home Reversion plans.

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Saving Money; Decrease Energy Consumption

Top Tips to Save Energy

In this article we will look at some top tips everyone can use in order to save energy.

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Cash Buyer Tips

We take a look at the pros and cons of being a cash buyer.

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Renting Guide - Who is responsible for the Garden?

Quite often gardens are overlooked in a tenancy agreement which then makes it unclear who is responsible for the upkeep of the garden and ensuring that it is returned to the same condition at the end of the tenancy as it was at the start. In this article we will take a closer look at gardens and who is responsible for them.

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A man makes a choice between a private house and an apartment. Type of optimal convenient housing. Definition housing for current needs, location. More living space or closeness infrastructure, work

Mortgage Types Explained: Fixed, Variable or Tracker

In this article we will try and shed some light on the different mortgage types.

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Why Landlords Shouldn’t Quit

Being a landlord has always been a worthwhile and lucrative career, but in recent times more and more landlords appear to be selling up and leaving the rental market. The reasons for this are varied and we will take a look at the reasons in this article, but what we really want to focus on is why Landlords shouldn’t sell up and leave the market.

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Tax Cuts On Energy Saving Materials

Given the role that CO2 plays in global warming and the current soaring prices of gas and electricity it is no wonder that people’s attention is turning to energy saving initiatives. The Government also has big plans to make the UK net zero by 2050 so, it is fair to say that the focus on energy usage and CO2 emissions is important for everyone.

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How to Pay off your Mortgage Early

A mortgage is a hefty financial burden and is there for decades. Many of us dream of paying off our mortgages early and freeing ourselves from that burden and spend the money on enjoying life to the full. Who doesn’t want that all expenses paid holiday of a lifetime? What about that nippy little sports car you’ve always wanted? Paying off your mortgage early can pave the way to these luxuries, but it sometimes feels like an impossible dream. In this article we will look at ways you can pay your mortgage off early.

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hand building home with wooden blocks, Ukraine flag colors

Homes for Ukraine Scheme

In an attempt to help the people of the Ukraine, the Government has launched its “Homes for Ukraine” scheme which is aimed at incentivising people in the UK to open their homes to Ukrainian refugees. In this article we will take a look at the scheme with an emphasis on how landlords can offer assistance.

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