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Home loan, reverse mortgage and saving for a real estate concept : House model, loan bag on basic balance scale, depicts saving for a house or flat manageable and turn a home buying dream into reality

Can I use the equity in my home as a deposit?

Buying a home is a complex and often stressful affair. There is so much jargon, so many legalities and so many different people involved that it can all become a bit of a blur. Little wonder then, according to Top Removals, residents in the UK will move on average just 8 times in our lifetimes.

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Cute little children hunting eggs in park. Easter tradition

How to Organise an Easter Egg Hunt

Organising an Easter egg hunt can be a fun activity for both children and adults. Chocolate smeared faces, excited squeals and cute bunny ears, and that is just the adults! If you are eager to host a hunt but don’t know where to begin, we have got a fab article just for you!

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Woman watching TV at home and relaxing

Do I need a TV Licence?

When watching TV in the UK owning a TV Licence is a legal requirement. Watching live as broadcast TV like BBC 1 or BBC iPlayer without a TV Licence carries a fine of up to £1,000.00, but there are some circumstances whereby a TV Licence is not required. In this article we hope to clear up common myths and misconceptions surrounding TV Licences.

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One Third of Home Moves are driven by need

Deciding to move home is not usually made lightly. We have all experienced the upheaval, the seemingly never-ending list of people you need to inform of your new address, the sorting, clearing, packing. So what does make us take the plunge and buy somewhere new?

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Rental property

What Is 'General Wear & Tear'? What is Classed as Wear and Tear on a Rental Property and Who Pays for it?

In this guide we will look at the meaning of general wear and tear, what would be considered wear and tear in rental properties...

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Terraced Houses in the UK

What is a terraced house?

In this guide we are going to take a look at terraced houses, what defines them, the different types and a little about their history...

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Government support for those at risk of eviction

2022 was a very difficult year for many people financially. Inflation increased hugely over the last 18 months and reached 10.7% excluding accommodation costs in November 2022. On top of that mortgage interest rates increased significantly and rents also increased over the year.

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What is a Regulated Tenancy

There are many different types of tenancy in the UK, the most common of which is an Assured Shorthold Tenancy (AST), this is where there is a fixed term for the contract during which you are allowed to live in the property with no rent increases assured.

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Help to Buy In Wales Extended

The Help-to-Buy Scheme was started in January 2014 and since that time, according to the Welsh Government over 13,400 homes have been bought using the scheme in Wales. In England a parallel scheme ran, but this was closed to new applications in October 2022. The current scheme in Wales ran from April 2021 and is due to end in March 2023 for new applications. There’s good news though, The Welsh Minister for Climate Change, Julie James, announced in December 2022 that the Welsh scheme would be extended until March 2025 with some modifications to the existing scheme.

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Typical terraced houses in Bristol, England

Places in the UK where homes sell the fastest

Selling a property can be a very time-consuming task and some property transactions can take from 4 to 6 months to complete the sale once they have been put on the market. The average time taken to get an offer though, is much shorter and on average this is 29 days in the UK which is up 9 days since January 2022 when it was only 20 days.

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Scotland to increase its Additional Dwelling Supplement

Each region of the mainland UK has a property purchase tax. In England it is the Stamp Duty Land Tax (SDLT), in Wales it is the Land Transaction Tax (LTT) and in Scotland it is called the Land and Buildings Transaction Tax (LBTT). In the Middle of December 2022, the Scottish Government announced a change to the way they would calculate the LBTT liability for those buying second homes. Let’s take a look at the Scottish LBTT system and what the new changes mean.

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how to propose

How to Propose

Many couples take advantage of all the romance and love and pop the question. Some might think it a little clichéd, but we think it is super romantic. The question is though, how exactly do you go about popping the question? If you are agonizing over how to propose, we have some helpful tips and advice just for you!

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