Belvoir’s step by step guide to selling your home in Kirkcaldy!

Have you been dreaming of making your next move? Perhaps you’re looking for a home with more space and a garden, or dreaming of a cottage by the Coast?

If you’re ready to put your plans into action and sell your home in Kirkcaldy, Glenrothes or Fife, our handy guide will take you through each step of the process, from valuation and setting your asking price, to preparing your home. Take a look.

Book Valuation

Your property valuation

We offer an instant valuation tool to give you an idea of the value of your home.

To get an accurate idea of the value of your home we offer free, no obligation valuation appointments throughout Kirkcaldy, Glenrothes and the rest of Fife. Our experienced valuations manager will come and look around your home, discuss how we value your home and what the likely value of your home will be.

What can you borrow?

We will be happy to arrange a free consultation with our in-house mortgage advisor, they will be able to give you expert advice and options that cover a wide array of what is on the market. If you only speak to your current mortgage provider, they may only be able to offer you a limited choice based on products offered through their company.

We would always recommend seeking out independent mortgage advice that covers as much of the mortgage market as possible to ensure you get the best possible deal.

Speak to our Mortgage Advisor and see how she can help you.

Why choose Belvoir Kirkcaldy?

Delmor have been selling properties for over 15 years, backed by Belvoir, we are one of the UK’s largest property companies with over 170+ branches throughout the UK. Our experienced team in Kirkcaldy have been in the property market for many decades and most of them have been born and raised in the Kirkcaldy, Glenrothes and Fife area.

We know that selling your home is one of the most important journeys you will ever take, and it’s not something we take for granted when someone chooses us to sell their home. We ensure we work with you to market your property in the best possible way and across all of the relevant platforms, including Rightmove, Zoopla, OnTheMarket, email campaigns to our buyer database as well as coverage across our ever-growing social media accounts. Our sales negotiators always have a bank of active buyers looking for a property just like yours.

With Belvoir Kirkcaldy, you are in the right hands to ensure we sell your property for the best possible price and in a timeframe that works for you.

Prepare your Home

Now you have chosen Delmor, we are a team and it’s important you play your part in ensuring your property is ready to go on the market. Getting your home ready for viewings is probably one of the most impactful things you can do, and can create a sense of space and a blank canvas to help your buyer imagine themselves living there. The better your home looks, the more appealing it will be.

A potential buyer will form a lasting impression on your home in the first 7 seconds! That’s BEFORE they have even set foot through your front door!

Ensure the front garden or entrance is welcoming and neat, and address any peeling paint or piles of mail. This can go a long way towards capturing a potential buyer’s imagination in those first few moments. Work with your agent, they will give you advice on what they would recommend giving the best possible impression of your property.

Decluttering inside is hugely effective, so make sure it’s looking spotless. Many buyers will also be planning to work from home, at least part time, so it could be worth setting up an office or workspace in your home to show how it will work.

Set the right asking price

It is important we set the correct asking price for your property. It is a highly competitive market and buyers will be viewing many property listings on sites that allow them to very easily compare properties and more importantly their pricing.

We find that most buyers looking to purchase a particular property have a fairly good idea of what that type of property is worth and what they are willing/able to spend. We want to set a price that gains interest from potential buyers, utilising that interest to ensure we get the best possible price for the property.

Scottish Home Report

All properties in Scotland being offered on the open market require a home report to be carried out by a suitably qualified surveyor. We can arrange this for you with our network of trusted surveyors, we have a very good relationship with our network.

This is important to ensure that we achieve the best home report value as well as ensuring the home report is presented in the best way.

Conveyancing

You will require a solicitor to carry out the conveyancing and legal aspects of selling your home. We can refer you to one of the solicitor firms we work with regularly, they will give you a quotation of fee’s dependant on your circumstances.

You are welcome to instruct your own solicitor, your agent would be more than happy to advise you further.

Accepting an offer

Your experienced Delmor agent will talk you through the process and advise you on the particular strengths and weaknesses in relation to any particular offer. Our aim is to give you the information to make an informed choice based on what you feel is right for you and your property.

When you accept an offer, it doesn’t mean that the sale is finalised, so there are lots of things you can do to keep the sale on track. Be as flexible as you can about timing, and as efficient as you can about producing any requested paperwork.Once all the contract details have been agreed, the two solicitors exchange letters. Your solicitor will talk you through the process.

These letters are known as ‘conclusion of missives. Both parties are now legally committed to the sale.

After the conclusion of missives, you might have to pay a holding deposit – typically £500-£1,000 – to secure the deal.

It’s not common to be required to pay this holding deposit as there are usually penalty fees in the contract to deter either party from backing out at this stage. Once you’ve agreed the contract, you need to shop around for buildings insurance.

Consider protecting yourself and your new home with contents and life insurance. Our mortgage and protections advisor can offer you free advice, you can contact them by clicking the button below.

Concluding Missives/completing

Once all the contract details have been agreed, the two solicitors exchange letters. Your solicitor will talk you through the process.

These letters are known as ‘conclusion of missives. Both parties are now legally committed to the sale.

After the conclusion of missives, you might have to pay a holding deposit – typically £500-£1,000 – to secure the deal.

It’s not common to be required to pay this holding deposit as there are usually penalty fees in the contract to deter either party from backing out at this stage. Once you’ve agreed the contract, you need to shop around for buildings insurance.

Consider protecting yourself and your new home with contents and life insurance. Our mortgage and protections advisor can offer you free advice, you can contact them by clicking the button below.

Preparing to move out

The move will take a lot of preparation, and one of the advantages of having time between exchange and completion is that you can finalise your moving arrangements when you have a confirmed moving date. This means you can do things like cancelling your home insurance in time for the move, and make sure you’ve read your meters before you leave.

Completion and final steps

After your offer has been accepted, the sale will be completed on the date of entry agreed with the seller.

The seller’s solicitor will ask your lender for the remaining money owed (usually 90% if you had to pay a holding deposit) in preparation for the date of entry.

If you’re a cash buyer you’ll need to pay the rest of the purchase price via your solicitor.

 

Other fees you might need to pay now

Your lender might ask you for:

  • a fee for transferring the money, typically £40-£50
  • a fee of £100-300 for setting up, maintaining, and closing down your mortgage account.

 

The seller’s solicitor will also prepare the Land Transaction Return for you to sign.

You’ll need to pay your solicitor’s bill at this stage, minus any deposit already paid. Typical cost: £400-£900 plus 20% VAT.

If you haven’t yet paid for searches, their cost will be included in the bill along with other fees paid on your behalf.

They will also arrange for the signed title deeds to be registered with the Land Register.

The cost starts at £60, depending on how much you’ve paid for the property.

Contact the Kirkcaldy Team Now

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