Specialist cover for Landlords

We have been working closely with Endsleigh Insurance for many years now, so much so that they are now offering exclusive, specialist insurance deals for both rent guarantee as well as buildings and contents.

They offer cover that can include;

• Cover for unoccupied buildings for up to 120 days.
• Malicious damage and theft by tenants or guests.
• Cover for both professional and students lets, and will also cover housing benefit tenants.
• Accidental damage insurance included as standard.
• Landlords’ contents automatically covered (£5,000 standard limit per property – higher limits available).
• Property Owners Legal Liability of £5m included as standard.
• Employers Liability up to £10m included as standard.
• Legal Expenses up to £50,000 included as standard.
• Alternative accommodation, loss of rent and cost of re-letting included as standard.
• Pet Damage included as standard.
• If your mortgage provider wishes to be named on your policy, we offer this facility free of charge.

Belvoir Leicester also recommends that its landlords take out a rent and legal cover policy on all their tenancies that qualify.

This insurance can cover;

• Cover for the entire rental amount and no downgrading of the suggested achievable rent.
• 24\7 Legal helpline.
• Cover for up to £50,000 legal costs and expenses.
• Cover up to £50,000 for tenant default.
• Cover for the costs involved in regaining possession of your property.
• Cover for 75% of the monthly rent for up to 2 months after vacant possession has been obtained.
• Loss of earnings up to a maximum of £100 per day and up to £1000 in total when attending court.
• Cover for your accommodation costs while possession of your property is being recovered if you wish to live in the property.
• Cover for cost in pursuing claims against damage or nuisance to your property.