The bill undoubtedly represents change. But while some systems and processes will need updating to ensure compliance, proactive and responsible landlords shouldn’t panic.
Read MoreThese can all make our lives a little easier (apparently), but what are the best smart gadgets for helping to improve our health and wellbeing at home?
Read MoreHere’s the penultimate part of our series of articles on a family’s views on selling up and moving home.
Read MoreThe housing market is an ever-evolving landscape, and recent forecasts present a mixed bag of predictions that Southampton homeowners should consider before placing their 'For Sale' signs in their front gardens. According to the latest data, while the property market shows signs of recovery, it may be prudent for some sellers to exercise patience.
Read MoreLooking ahead, the property market in 2024 is on a promising trajectory. However, understanding the nuances of the local market is crucial for homeowners and landlords in Southampton. It's not just about national trends but how they interact with local and regional factors.
Read MoreBuying a home is not just a financial transaction; it’s a deeply emotional journey influenced by many psychological factors.
Read MoreA good starting point is to review your energy bills thoroughly. This helps you understand your consumption patterns and identify areas where you can reduce excessive use, leading to more efficient energy usage and cost savings.
Read MoreWhether you’re a first-time investor or an experienced landlord looking to expand your portfolio, it pays to know what tenants want.
Read MoreThe mortgage on a typical 85% loan-to-value mortgage would be £221,609 (meaning a 15% deposit of £39,107). If a Southampton first-time buyer bought their house last summer, when the average five-year fixed rate was 6.3%, the mortgage payments would be £1,308.55 per month (for the next five years). At the time of writing this article, Halifax were offering an 85% loan-to-value, five-year fixed rate at 4.57%, yet HSBC were offering something even better, a 4.44%, 85% loan-to-value mortgage on a five-year fixed rate. That means their mortgage payments would only be £1,040.56 per month.
Read MoreThey’ve graced our TV screens for years and made millions buying and selling homes.
Read MoreThis guide simplifies the process for Southampton homeowners looking to navigate this potentially complex situation.
Read MoreThe term ‘Guppies’ refers to tenants in the 18 – 39 age bracket who see themselves staying in the rental market for the long term. The nickname comes from the phrase ‘Given Up on Property’ because Guppies don’t see home ownership on the cards for them for at least the next decade. For some, this is because of the high cost of buying a property and the struggle to get a decent deposit together. But for others, it’s about lifestyle. Some Guppies don’t want to be tied to a 40-year mortgage and the other demands of home ownership, such as repairs and maintenance.
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