Hello,
We’re excited to share some fantastic news for those of you considering homeownership in the next 12 months. The journey to owning your dream home is now more accessible than ever, thanks to some incredible mortgage offers and market developments.
Skipton Track Record 100%: No Deposit Required!
We’re thrilled to introduce the Skipton Track Record 100%, a 5-year mortgage product that allows you to achieve up to 100% Loan-to-Value (LTV) with no deposit required! Even if you do have a deposit, less than 5% is needed. This fantastic opportunity comes with some straightforward criteria, including a Household-to-Household application basis, 12 consecutive months of paid rent and household bills in the last 18 months, and a minimum age requirement of 21. With a maximum loan of £600,000 and a 35-year term, it’s a game-changer for those looking to step onto the property ladder.
Additional Mortgage Opportunities:
But that’s not all! The market is buzzing with exciting developments that make homeownership more achievable:
TSB: Reduced residential rates on 2, 3, and 5-year fixed remortgages.
Santander: Selected standard residential fixed rates reduced by up to 0.27%, with new reduced rate products launching.
Barclays: Positive news for higher LTV clients with reductions on 85% – 95% LTV purchase-only products.
Halifax: Significant rate reductions on selected 2-year and 5-year fixed-rate products, catering to various homebuyer needs.
Now is the Time to Explore Your Options!
With a competitive residential mortgage market offering no fee, free valuation products, and falling house prices, the timing couldn’t be better to explore your options for owning your own property. Whether you’re interested in the Skipton Track Record 100% or other attractive mortgage products, we’re here to guide you every step of the way.
Get in Touch:
Ready to embark on this exciting journey? Call me at 07737409934 or email me at mike.bowcock@mab.org.uk. Let’s starts the first step of getting you onto the property ladder!
Best regards,
Mike
#HomeownershipJourney
Mike Bowcock Mortgage, Protection and GI Adviser Mortgage Advice Bureau M 07737409934 E Mike.Bowcock@mab.org.uk |