Top tips for Purchasers

Be aware of other costs you may incur- surveys, solicitor fees, local searches, stamp duty etc. Make sure you can afford the property. Is there any ground rent or service charges? Freehold or leasehold?

Make sure you have sold your property, so you are in a position to proceed with purchasing a new one.

Find out how much you can borrow first, get the agreement, then you are ready to start your property search. Make sure you have the information that is required to get a mortgage.

Do your research, make sure the area is where you want to live, check the neighbourhood at different types of the day. Check the local schools, is the property within the catchment area of the school you want your children to go to? Have you checked the local schools OFSTED reports? Do you have to travel to work, is it close to public transport? Is it close to local shops, restaurants, amenities?

Choosing the right solicitor is so important when purchasing a property. Going for the cheapest is not the best option. Shop local and check reviews. Check the work load the company has, are they too busy to take on your services? You need to find out who exactly will be dealing with your purchase. Their full name, direct contact number, email address and company name and full address.

Check to see if other properties in the area have been granted planning permission, to make changes to the property? How much rent will the property demand? Does it have a good rental yield? Are there any extra charges with the property? Is it leasehold or freehold? Is there any ground rent or service charges?