First Time Buyer Guide

Before making any purchasing decisions, it’s crucial to get to know North Manchester. This region boasts a unique blend of residential communities, bustling marketplaces, vast sporting facilities, serene parks, regeneration hotspots and commendable educational institutions. With easy access to Manchester city centre, it offers a perfect blend of urban convenience and suburban charm.

1. Budgeting and Finance
   Start by assessing your finances. Understand the amount you can afford without straining your budget. Consider additional costs such as stamp duty, valuation fees, and solicitors’ fees. Speak to mortgage advisors to understand the types of mortgages available and which might be best for you.
2. Needs Vs Wants
   List out your non-negotiables. Do you need a garden? How many bedrooms are essential? Separating your ‘needs’ from your ‘wants’ will help streamline your property search.
3. Choosing the Right Estate Agent
   Not all estate agents are the same. At Belvoir Manchester North, we pride ourselves on understanding the needs of first-time buyers. We offer personalised service to guide you through the process smoothly.
4. Property Search
   With your list in hand, start your property search. Consider factors like proximity to work, public transport, local schools, and amenities. Manchester North offers a plethora of choices catering to varied budgets and preferences.
5. Making an Offer
   Once you’ve found your dream property, make a reasonable offer based on market value and your budget. We at Belvoir can advise you on this, ensuring your offer stands a good chance of being accepted.
6. Surveys and Solicitors
   If your offer is accepted, you’ll need a solicitor to handle the legalities. It’s also wise to get a property survey to check for any hidden issues.
7. Final Steps
   Upon receiving a mortgage offer and completing all checks, you’ll exchange contracts, make your deposit, and finally, get the keys to your new home!

• Investment Potential: North Manchester’s property market is on the rise, making it a sound investment for the future.
• Community Spirit: From local festivals, sporting events to community gatherings, there’s always something happening in North Manchester.
• Facilities and Amenities: The area boasts top-notch schools, shopping centres, parks, and leisure facilities.

Always set aside a budget for unexpected costs. These can include repairs, immediate renovations, or additional moving expenses. As a homeowner, it’s always better to be prepared.

Once you’ve moved in, the fun part begins! Decorating your space, understanding your neighbourhood, and truly making it your own. Remember, a home is not just a building; it’s where memories are created.