Buying with us

This means people who can move ahead with a purchase. Typically, there are four types of proceedable buyers.

1. First time buyers, with deposit in place and a mortgage decision in principle (AIP/DIP).
2. Movers. People who have an agreed sale and if they need additional lending an AIP/DIP in place.
3. Cash buyers. Buyers who have the full purchase price including SDLT in cash at the bank.
4. Nothing to sell. Buyers who do not need to sell a property and have the deposit and AIP/DIP in hand.

Mortgage Advice

If you do not yet have a mortgage AIP/DIP in place, we strongly recommend that you see a good broker.  If you have not already got an advisor, we can recommend Phil Cox of Mortgage Advice Bureau, please contact us to arrange an appointment.

Making An Offer

Once you’ve found your new home, you’ll need to make an offer.  Bear in mind that the agent is acting for the seller – and must secure the best sale that they can for the seller.  That said, it is in the interests of both buyer and seller that the sale completes quickly and with a minimum of fuss.  At the point of making your offer, Belvoir will need from you:

• Proof that you are proceedable, with appropriate evidence.
• Any other properties/sellers in a chain with you, and details about other agents, conveyancers etc.
• Any specific requests and timings.
• Proof of ID & address.
• Which conveyancer you intend to use.
• Where there are multiple offers, it will not just be the highest offer that wins – the likelihood of a sale completing is a major factor in the decision to accept or reject.

Conveyancing

Once your offer is accepted, it’s time to instruct a conveyancer.  It’s our experience that choosing a good, local solicitor is critical to ensuring a timely, minimal stress purchase.

The Big Day

Once we have word from the conveyancers that the sale is complete, we can hand you your keys and welcome you to your new home.